Some things to look out for when you’re preparing for a relocation Experts agree that relocating is one of the most stressful life situations individuals face, especially considering that it is often a result of a new job opportunity. So before contemplating a stressful move, it’s important to prepare against the unforeseen changes a relocation Read M... Read more ›
Why does private mortgage insurance exist? If you don’t have a lot of money to put down on a mortgage, you will probably be required by your Lender to pay for private mortgage insurance. Many Lenders would otherwise be unwilling to take on the risk of a loan with a down payment lower than 20% Read More »... Read more ›
Home Equity Line of Credit If you own a home and need access to cash, a home equity line of credit (HELOC) is an option you may want to consider. Depending on the amount of equity in your home, you could have access to the cash you need at reasonable interest rates. Although HELOCs have Read More »... Read more ›
While not quite as bad as the 2012-13 flu season, this year has seen higher rates of reported flu cases than most years. The Center for Disease Control (CDC) estimates the flu season to continue until as late as May. Therefore, it is still in full swing and an immediate threat to your family’s health. Read More »... Read more ›
Home Loan Application Process In today’s world you can do almost anything online. From ordering groceries at the local supermarket to watching the most recent episode of Breaking Bad, It is a digital world. They say the world is at your fingertips, but with the endless possibilities why do we still have to go in Read More »... Read more ›
Tips To Improve Your Credit Score? Your Credit Score – Turning a Necessary Evil into a Money-Saving Tool Many people view their Credit Score as a complex, frustrating, “Necessary Evil.” Just when you think you understand your score, it drops a few points, leaving you confused and right back where you started. This is not the Read More »... Read more ›
Company Incentive Trips Driving home from work one afternoon I received a cell call – it was Jeff, the Co-Founder of our company, Box Home Loans. Of course, my first thoughts were those of guilt and responsibility… “Now what did I do?” “What did I forget?” My silly fears were quickly put to rest when Read More »... Read more ›
Private Mortgage Insurance Private Mortgage Insurance is designed to protect the Mortgage Lender in case the borrower defaults on the loan. It provides protection in the event of a foreclosure of the property in which the Lender had financed more than 80% of the home’s value. In the event the borrower has defaulted on the Read More »... Read more ›
About Home Loan Closing Costs When you get a home loan you will need to pay what is known as mortgage closing costs. They are basically fees charged by lenders and third parties that relate to the purchase of your home. This is an additional cost on top of the down payment, and home loan amount. Read More »... Read more ›
Want To Buy A Home…. But What If My Credit Is Frozen? You should know by now if your are looking to buy a home, that having good credit is a HUGE factor. If you are actively seeking a loan from Box Home Loans, you should understand that the procedures involved in lifting a security Read More »... Read more ›
