Another Week of Lower Fixed Rate Mortgages Fixed rate mortgages experienced their fifth consecutive week of lower rates last week, according to a new Primary Mortgage Market Survey that was released by Freddie Mac. These rates represent new lows for 2014 and the average price is actually at its lowest point since the final week Rea... Read more ›
Adding Value to Your Property With Professional Landscaping If you’re trying to increase the value of your home, you can seldom go wrong with landscaping. Landscaping in the front of your home increases the curb appeal and initial impressions of your property while landscaping in the back of your home can be used to extend Read... Read more ›
What Do Buyers Want In A Home Buyers want a lot of different things from the homes they buy, but above all they look for comfort and a place that fits their lifestyle. The formal rooms of the past are now passe as most buyers know they will spend the majority of their time in Read More »... Read more ›
DIY: Three Ideas for Your Home this Summer Even if you didn’t quite get to all the spring cleaning that you had planned on, you can still tackle a few easy DIY projects around the house this summer. The following three projects are not only easy, they will also make your home safer and more Read More »... Read more ›
It’s a good time to sell your home now! The most recent National Housing Survey has indicated that Americans are feeling more confident about their employment situation and more optimistic about home pricing and interest rates. The numbers are showing a very encouraging trend: A record survey high of 42 percent of survey respondents now say that Read more ›
Mortgages for Second Homes & Investment Properties The terms “Investment Property” and “Second Home” are sometimes used interchangeably to describe real property that is not an individual’s primary residence. While they do share characteristics there are some important differences worth knowing when it comes to Mortgage Basics. Investment Properties An investment property is a property Read more ›
Your Reward For Great Credit Here’s a little secret: All mortgage lenders—from the medium-sized folks like Box Home Loans to the “big boys” like Wells Fargo and Bank of America—ultimately sell the majority of their loans to an end-investor. For example, Bank of America may take your payments but they have most likely sold your Read More »Read more ›
Have You Been Denied on a Loan Application? The Mortgage Bankers Association says that mortgage lenders end up rejecting around one of every two applicants requesting a refinance on their mortgage today. Around 30 percent of new mortgage applicants are also denied. This denial, whether for a new mortgage or for a refinance, can certainly Read More »Read more ›
Mortgage rates Trended down Late last week after the release of weak economic data, including a higher unemployment rate and mortgage rates trended down! This is after last month saw a slight increase, according to Freddie Mac’s Primary Mortgage Market Survey. Fortunately for current and prospective homeowners, interest rates continue to be very affordable. Through early R... Read more ›
Why are you refinancing? Are you trying to save money on interest, get out of onerous loan provisions, or are you simply trying to stay in your home with a lower monthly payment? Identifying your goals at the start will help you make a plan that meets your needs. How does the new home loan compare to Read More »... Read more ›
