Questions? 877.318.2105
What's the $10,000
Closing Guarantee?
We’re putting our money where our mouth is. When your buyers get pre-approved with Box Home Loans, we guarantee to close the loan we pre-approved them for*. And if we screw up, we’ll pay your buyer $10,000 – a guarantee that they can transfer to the seller to sweeten their offer. Contact us to see how it works.
Who can qualify?
Any of your borrowers who fit in the BOX:
At BOX Home Loans, better credit gets you a better deal.
The borrower cannot be self employed.
Conforming Conventional, FHA or VA loans
Loan must be for owner occupied, primary residence
Must be represented by a Registered BOX Agent
Registered Agent Benefits:
Sellers prefer buyers with guaranteed financing.
Easy Process & No last-minute financing surprises.
No more commission losses due to failed funding.
By choosing not to lend to everyone, Box Home Loans has slashed closing costs and turn times. According to a 2022 study**, Box Home Loans charge $4,450 less than its peers. And in 2024, our average loan process was just 17 days from acceptance of a purchase contract. We're so confident in our ability to perform that we back up our pre-approvals with a $10,000 Buyer Guarantee.
Because great credit deserves a reward!
We've streamlined the process for easy approvals
This deal isn't available to just everyone, it's reserved for Registered BOX Agents only.
Dedicated account managers to ensure your deals close smoothly.
Box Home Loans - 360 Technology Court Suite 200, Lindon, UT 84042 - opens in a new windowNMLS Consumer Access #: 1359687. Not available in all states. State license data: www.boxhomeloans.com/state-licenses. All loans subject to credit and property approval. Rates Subject to change without notice. $10,000 Buyer Guarantee is for qualified buyers. Our privacy policy is here and our opens in a new windowterms of use are here. Copyright ©BoxHomeLoans.com 2019 a division of Canopy Mortgage, LLC
10K Guarantee Exceptions - *Exceptions - Title or property issues, borrower making significant changes to credit qualifying circumstances (DTI, employment, assets) and failure or delay in performance by parties other than Box employees including the buyer, seller, appraiser, realtors and title and insurance agents.
**Results from STRATMOR Group study commissioned by Box Home Loans, February 2022.