Do You Fit Inside the Box?

By saying “No” to the masses, we can offer the few an amazing price and legendary customer service.

To fit "inside the box" you must meet three basic criteria:  (1) Have a minimum credit score of 700; (2) Put down 3.5% on a purchase (or 3.5% equity on a refinance); (3) Finance an owner-occupied property.

Box does not finance rental properties or second homes. There are other factors that might exclude one from fitting inside the box. Those include but are not limited to bankruptcies, foreclosures, and certain property types such as multiplexes and manufactured housing. Please consult a Box Home Loans mortgage consultant to confirm that you fit inside the box.

Our parent company, Republic Mortgage, offers a wider array of products, including rental properties, second homes, credit scores down to 620, USDA and VA 100% financing.  Consult the About Republic Mortgage page for more information.